Terms of Service

Created on 13 January, 2025 • 0 views • 2 minutes read

Clear guidelines outlining user responsibilities, account management, fees, privacy, and usage policies for Prismate.

Last Updated: 14/01/2025

Welcome to Prismate! By accessing or using our website, you agree to comply with and be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, please refrain from using our services.

1. Introduction

Prismate ("we," "us," or "our") operates a financial tracking platform designed to help users manage their finances efficiently. These Terms govern your use of our website and any related services we provide.

2. Eligibility

By using Prismate, you represent and warrant that:

You are at least 18 years old or have reached the age of majority in your jurisdiction.
You have the legal capacity to enter into a binding agreement.
All information you provide to us is accurate and up to date.

3. User Account

Account Creation: To access certain features, you may need to create an account. You are responsible for maintaining the confidentiality of your account credentials.
Account Security: Notify us immediately if you suspect unauthorized use of your account.
Account Termination: We reserve the right to suspend or terminate accounts for violating these Terms or engaging in prohibited activities.

4. Use of Services

You agree to use Prismate solely for lawful purposes and in compliance with these Terms. Prohibited activities include but are not limited to:

Accessing our services using automated tools (e.g., bots or scripts).
Engaging in fraudulent or deceptive practices.
Attempting to breach our security measures.

5. Fees and Payments

Free and Paid Plans: Some services may be offered for free, while others require payment. Details of our pricing plans are available on our website.
Billing: Paid subscriptions will be billed in advance on a recurring basis as specified during the signup process.
Refunds: Refunds are subject to our Refund Policy, available here.

6. Intellectual Property

All content, features, and functionality on Prismate, including but not limited to text, graphics, logos, and software, are the exclusive property of Prismate or our licensors.
You may not reproduce, distribute, modify, or create derivative works of our content without prior written consent.

7. Privacy

Your use of Prismate is governed by our Privacy Policy, which explains how we collect, use, and protect your personal information. By using our services, you consent to our data practices as outlined in the Privacy Policy.

8. Third-Party Links and Integrations

Prismate may contain links to third-party websites or integrate with third-party services. We are not responsible for the content, policies, or practices of third parties.

9. Disclaimer of Warranties

As-Is Basis: Prismate is provided on an "as-is" and "as-available" basis without warranties of any kind.
No Guarantees: We do not guarantee the accuracy, reliability, or availability of our services.

10. Limitation of Liability

To the fullest extent permitted by law, Prismate shall not be liable for any indirect, incidental, consequential, or punitive damages arising out of your use or inability to use our services.

11. Indemnification

You agree to indemnify and hold Prismate, its affiliates, and employees harmless from any claims, damages, or expenses arising out of your use of our services or violation of these Terms.

12. Changes to the Terms

We reserve the right to update or modify these Terms at any time. Changes will be effective immediately upon posting. Continued use of Prismate signifies your acceptance of the revised Terms.

13. Termination

We may suspend or terminate your access to Prismate without prior notice for any reason, including breach of these Terms.

14. Governing Law

These Terms are governed by and construed in accordance with the law, without regard to its conflict of laws principles.

15. Contact Us

For questions or concerns about these Terms, contact us at:

Email: info@prismate.net